What is your debt-to-income ratio and why does it matter?

Applying for a home loan can take on almost mystical proportions, with most Australians unsure of just how much money they can borrow. As a result, they often make the mistake of trying to secure too much money, only to be knocked back. Read More

Quarterly Economic Update: April - June 2022

The price of a lowly head of lettuce has never been a recognised barometer of the strength of the Australian economy, that is until the media started reporting iceberg lettuces were selling for $10 a head. Read More

Four simple tips to manage your credit card

Credit cards certainly make life easier – they are simple to use, accepted almost everywhere, and help you to buy what you want, when you want, particularly online. So much so, that living close to the credit limit has become the norm for many people and spending can quickly get out of hand. To make your credit card work in your best interests, it’s important to fully understand their function. Read More

What do I need to know before investing in property?

Property can be an exciting element to add to your investment portfolio. But aside from the initial purchase, what other ongoing expenses may you find yourself paying? And which of these expenses can you claim as a tax deduction Read More

Keeping up with the Joneses: The bad habit that costs you

This article explains what drives consumer spending and discusses ways to control your finances while avoiding the downward spiral of trying to keep up with the Joneses. Read More

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